when listing creditors please tell me the following:

What is the name of your state? Florida


1)when i list creditors, do I list the actual creditor i couldnt pay....or the collection agency that they went to...

2)Also...i havent received a statement in months ( the creditors dont know where i live now) is it acceptable to just use the last known dollar amount for each? and what if the amount i enter is below the actual amount owed

List both the original and colector(s) as creditors separately.

Don't worry about getting the amount right...just use a good guess.