auntnana21
Junior Member
What is the name of your state (only U.S. law)? Tennessee
I purchased a car in March 1999 and got a loan through the bank. Went through a BK but kept the car and paid off the loan around 2004. I still have the car and am wanting to give it to my niece. When I went to transfer the title, the bank still appears on the title. When I went to the bank with the notice of discharge to fill out, the teller said I'd have to call the main office as it was so old they didn't have any records of it but were showing a $0 balance. So I called the main office (8 hours travel or I'd just do it in person). They said they were showing I still owed on the loan. BUT I'd have to pay them $50 to tell me the amount owed and they didn't have records anymore to show what the amount was for (payment, interest, etc). What? Surely this can't be legal. I have to pay them to tell me how much I owe and they don't have the records anymore to prove I owe it? Please advise as to how I should proceed to get my title.What is the name of your state (only U.S. law)?
I purchased a car in March 1999 and got a loan through the bank. Went through a BK but kept the car and paid off the loan around 2004. I still have the car and am wanting to give it to my niece. When I went to transfer the title, the bank still appears on the title. When I went to the bank with the notice of discharge to fill out, the teller said I'd have to call the main office as it was so old they didn't have any records of it but were showing a $0 balance. So I called the main office (8 hours travel or I'd just do it in person). They said they were showing I still owed on the loan. BUT I'd have to pay them $50 to tell me the amount owed and they didn't have records anymore to show what the amount was for (payment, interest, etc). What? Surely this can't be legal. I have to pay them to tell me how much I owe and they don't have the records anymore to prove I owe it? Please advise as to how I should proceed to get my title.What is the name of your state (only U.S. law)?