butch1 said:
cashier check was issued by virgina bank 1, maryland, virgina. i imformed the bank of my situation and told them to hold the check for as long as neccesary for it to clear so there would be no problems. two bank employees told me the check was not only good but also was insured, and would be no problems in cashing the check.
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Ok then if the bank who issued the check is so willingly to discuss the issue at hand with you and work with you, then why not make a conference call with you being on one end, the bank who issued the check, and the bank you cashed the check at and resolve it all together.
Maybe then you can set your mind at ease to learn and undertstand both parts to what is going on in regards to that check...And in the long run if either party is unwilling to cooperate, then I would enforce legal matters upon them in regards to the matter at hand.
Other than that...That is about the only options I foresee for you...Sounds like the communication is at least there and neither party has turned their backs on you...Now its just a matter of getting that check to clear and have the bank who issued you the check to either enforce the insurance from the check or pay out the amount owed for the check being cashed and any additional fees to be paid for what the bank requires in which you cashed it at...Sounds like its really out of your hands then and is an issue between the two banks...Since you know where it came from and all...You most likely WILL NOT be held accountable for the check as long as that bank who issued it is in business...They are responsible to put in their end of the bargain...
So, I would keep working on them and if something doesn't get resolved in a decent matter of time, then I would look into legal matters to get the issue resolved if they are still trying to harass you and try to make you pay for it...
Well, hope that helped...Good Luck!