T
Tunafish1975
Guest
What is the name of your state? Virginia
Ten years ago I purchased television from Montgomery Wards. In just over a year I returned it for repair. They lost the TV set and I refused to pay the credit card bill. I tried to resolve the issue with Wards but they went Bankrupt and their outstanding debt has been sold to numerous collectors (6 times). Each time I explain and the collection agency goes away. I now have a company in Baltimore threatening to sue and they are really harrassing us. As they are an unsecured creditor, what can they do besides report negative info to the credit agencys. The rest of my credit is spotless except for this issue and I have refused to pay for something that was improperly disposed of. Should I take their threats seriously.
Ten years ago I purchased television from Montgomery Wards. In just over a year I returned it for repair. They lost the TV set and I refused to pay the credit card bill. I tried to resolve the issue with Wards but they went Bankrupt and their outstanding debt has been sold to numerous collectors (6 times). Each time I explain and the collection agency goes away. I now have a company in Baltimore threatening to sue and they are really harrassing us. As they are an unsecured creditor, what can they do besides report negative info to the credit agencys. The rest of my credit is spotless except for this issue and I have refused to pay for something that was improperly disposed of. Should I take their threats seriously.