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JohnnyC
Guest
Texas: my car was total loss, value is 5775.00 minus 30% because it was salvage car. I have 36 month contract at 14% apr I made 31 payments and am late on last 5. finance charges are built in payments of 205.63. I owe 1028.15 plus late charges. leinholder submitted 3154.00 to insurance company. he claims the balance is late charges and he charged me interest every month. contract says 5% late charge of payment over 15 days. he charged me 50.00 16 times. can he charge me finance and interest charges too?