I Gave My Salesman A Check For $3000 & I Wrote In The Memo "pending 2.9% Financing" He Came Back With Pymts Of $387 A Month.he & I Had Gotten The Price Of The Truck Down To$18,999 &figured Roughly $2000 More For Tax &license&destination Fees. Then My Sales Man Came Back With His Boss &he Says Could Only Probably Get 5%financing. I Agreed To That & He Says Congrats You Bought A Truck! I Had To Go Get My Mom Cuz She Agreed To Get The Loan Since I Have No Credit. We Came Back &waited Then Went Into Finance Man.he Just Started Shoving Papers Across &said Sign.then He Started About Gap&theft/lojack/executive Service Agreement.i Said No,but He Insisted I Needed This! He Had Already Put In The Contract That I Had Lojack&i Said No I Didn't..well Thats Ok We'll Just Have You Call Me & Make An Appt. To Have It Installed.my Mom &i Left With The Truck& This Was Sat. Nite. On Monday I Started Looking At The Papers& Flipped Out$27981.91 Cash Price To Start.i Can Cancel Some Of Seperate Contracts...