F
floatvalve
Guest
What is the name of your state? Pennsylvania
I Want to pursue legal action against Capital One for sending me a pre-approved credit card offer only to deny me. They asked me to call a toll-free number to "accept" my card. I had no intention of applying for credit.!
They sent me a denial letter and pulled 2 credit reports on me. I have proof my credit score is the same before and after the denial. Also they have sent me 15 new offers in the 3 months since I was denied.
Is this Fraud? How can you be pre-approved, Denied and 3 months later still be pre-approved? When you ask someone to "accept" an offer is that the same as applying?
What a scam!
I Want to pursue legal action against Capital One for sending me a pre-approved credit card offer only to deny me. They asked me to call a toll-free number to "accept" my card. I had no intention of applying for credit.!
They sent me a denial letter and pulled 2 credit reports on me. I have proof my credit score is the same before and after the denial. Also they have sent me 15 new offers in the 3 months since I was denied.
Is this Fraud? How can you be pre-approved, Denied and 3 months later still be pre-approved? When you ask someone to "accept" an offer is that the same as applying?
What a scam!