What is the name of your state (only U.S. law)? Wisconsin...I got a loan back in 2001, actually several little loans totaling about $6000. Actually it was the guy I was with back then and I who had these loans, that we received from a family member. Anyway, I've been paying on this loan just recently, but I was wondering if I'm totally responsible for paying all of it back or can I pay just what I signed off on. We did write up contracts for all these loans and they are signed by either just myself, or just himself, or both of us. Basically I want to know, if I'm responsible for the whole loan or can I just pay what I rightfully owe and make the loan giver go after my ex?? Also we were not married, if that helps at all.