What is the name of your state (only U.S. law)? Louisiana
I made a verbal agreement with a company that solicited my mobile phone one day while I was at work. I ended up agreeing to 5 magazines a month for 4 years. The call was recorded. I received a call 5 minutes later to verfiy that the caller explained everything to me and that I understood what I was told. During this call I mentioned that I would like to cancel because I was having second thoughts since I did not speak to my husband about this purchase. I was then told that I could not cancel because the order had already been placed and prepaid by her company so that I would receive the "great" discount.
I do not want these magazines and I do not have time to read them. They pile up in my mailbox. My husband asked me to cancel the order and he refuses to pay the company. He thinks that I should be able cancel because it was not a written, signed contract. I wrote them to try to cancel the order and I was sent a letter back explaining that I could not cancel the order.
My payment is passed due and I now receive a minimum of five calls a day on my cell phone from this company. They call me seven days a week and while I am in class and during work. In my email to cancel the order, I also explained to them that I wanted them to stop calling my cell phone and I gave them an alternate phone number. I also asked that they add my husband as a contact because he takes care of all of our financials and he refuses to pay them. They continue to call my cell phone and they have never tried to contact my husband. It has become somewhat of a nightmare.
Is this verbal contract binding? Is there any way that I can get out of this? Also, if I did not give them my social security number, is it true that they cannot send me to collections and ruin my credit? Finally, is this company allowed to call my cell phone with an "unknown" number? I cant call them back when I miss the calls because it does not show a phone number.
I made a verbal agreement with a company that solicited my mobile phone one day while I was at work. I ended up agreeing to 5 magazines a month for 4 years. The call was recorded. I received a call 5 minutes later to verfiy that the caller explained everything to me and that I understood what I was told. During this call I mentioned that I would like to cancel because I was having second thoughts since I did not speak to my husband about this purchase. I was then told that I could not cancel because the order had already been placed and prepaid by her company so that I would receive the "great" discount.
I do not want these magazines and I do not have time to read them. They pile up in my mailbox. My husband asked me to cancel the order and he refuses to pay the company. He thinks that I should be able cancel because it was not a written, signed contract. I wrote them to try to cancel the order and I was sent a letter back explaining that I could not cancel the order.
My payment is passed due and I now receive a minimum of five calls a day on my cell phone from this company. They call me seven days a week and while I am in class and during work. In my email to cancel the order, I also explained to them that I wanted them to stop calling my cell phone and I gave them an alternate phone number. I also asked that they add my husband as a contact because he takes care of all of our financials and he refuses to pay them. They continue to call my cell phone and they have never tried to contact my husband. It has become somewhat of a nightmare.
Is this verbal contract binding? Is there any way that I can get out of this? Also, if I did not give them my social security number, is it true that they cannot send me to collections and ruin my credit? Finally, is this company allowed to call my cell phone with an "unknown" number? I cant call them back when I miss the calls because it does not show a phone number.
