Statute Of Limititations

[CCBONGO70123]

Louisiana, I have read previous articles if an Attorney's sues you on a expired debt. It is a violation of the Federal Trade Commision. It is true, you can file a suit againsit the collection attorney for unfair practices.

 

[seniorjudge]

Louisiana, I have read previous articles if an Attorney's sues you on a expired debt. It is a violation of the Federal Trade Commision. It is true, you can file a suit againsit the collection attorney for unfair practices.

Standard answer on expired SOL and/or validation and/or dispute letters.

SOL
http://www.bcsalliance.com/y_debt_sol.html

http://www.fair-debt-collection.com/Disputing_Collections/SoL-dispute-letter.html


Validation letter samples you can get at :
www.creditinfocenter.com
and www.creditboards.com


Disputes: You can write a letter of dispute to the three credit reporting agencies.

Go this website to find instructions and samples for how to dispute: http://www.creditinfocenter.com/creditreports/

Sometimes errors are easy to remove and sometimes they stick like glue. It is inexpensive to try and not difficult.

I am NOT a creditor-debtor lawyer; stand by for further help.

I am NOT vouching for the accuracy of these websites!

 

[racer72]

Not true. You can use the expired statute of limitations as your defense though. There are no state or federal laws that make it illegal to collect on a debt that exceeds a states SOL.