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unsolicited check, deposited and dishonored

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R

reskrid

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unsolicited check deposited and dishonored

A former employee sends a check to my current address in Virginia. As the check has no description on it of what the funds are I assume they have cashed out my 401k or some such thing and deposit it. A couple days later its dishonored costing me bounced check fees from the bank and one vendor.

Within 2 weeks I receive a 2nd check from the same company for 1cent different face value. I again deposit it assuming, unhappily thanks to the bounced check fees, that they cut this one after placing the wrong value on the first check.

At the bank I queury a teller for how long I should wait before spending the money, describing to her the dishonored check and its costs. I am told 5 business days. Over Ten days later I send out payments to various places including my child support and whammo it gets dishonored a day or two later!

This is a $2000 dollar check, Twice! Am I supposed to absorb these returned check fees? What about my credit, and even more what about the child support check I sent to my state!

[Edited by reskrid on 03-22-2001 at 11:19 AM]
 



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