auto insurance

Hi my name is Kori. My sister is 28 yrs old and lives in NYC. She has seizures which her insurance company is well aware of. She has had a total of 4 tickets and 3 accidents in the past three years. They just renewed her insurance policy back in April. She just received a letter stating that they are dropping her because of the tickets and accidents but she beleives it is because of her seizures. When she asked if the insurance could be put under her fiance's name they said no because she lives with him and may end up driving the car. The problem is she needs the car insured because it is a leased vehicle. Can they do this and what else could she do. Also, could she keep the lease in her name and insure the car under her fiance's name?

Your sister's situation is downright dangerous. If she has seizures and is getting in accidents every year, she shouldn't even be driving. Her license should be revoked, and she should just be glad she hasn't killed anyone yet. Now dare she put other people's lives at risk that way.

*NOT LEGAL ADVICE... obviously*

[wtd]

You don't indicate a relationship between the seizures and the tickets/accidents, so I assume that the seizures are controlled by medication.
Also, the fact that your sister was insured and the insurance company was aware of the seizures would lend some strength to the assumption above. I don't think that she would've been insured in the first place, had her condition not been under control.

With that number of accidents and tickets, she was probably just too risky for the insurance company to insure.

Also, could she keep the lease in her name and insure the car under her fiance's name?

You answered your own question (above) in your own post (below).

When she asked if the insurance could be put under her fiance's name they said no because she lives with him and may end up driving the car

I would imagine that your sister will just have to look around and find another insurance company that's willing to insure her with her driving record. (Might wind up being pricey.)


Good luck
wtd