thejavabuddha
Junior Member
What is the name of your state? GA
In 1998, when I was young and poor, I had a car repossessed. They auctioned the car and the difference that I owed them was somewhere in the neighborhood of 4600.00. They sued and won by default, due to the fact that besides being young and poor I was stupid too and did not even show up to court. Now, 9 years later, they've come to collect. They now say I owe them 9900.00 (late fees, court fees, interest, etc) and they've garnished my paycheck. I have two questions:
1. Is there a time limit to collect on a judgement, i.e. can they still garnish my wages after 9 years.
2. Can they jack up the amount to more than double what I originally owed them? I have no problem (although it does hurt) to pay back the amount I owe...I owe it after all, but come on! Almost 10 grand for a car that wasn't worth the 4600.00 that I still owed on it.
Thanks,
Bill
In 1998, when I was young and poor, I had a car repossessed. They auctioned the car and the difference that I owed them was somewhere in the neighborhood of 4600.00. They sued and won by default, due to the fact that besides being young and poor I was stupid too and did not even show up to court. Now, 9 years later, they've come to collect. They now say I owe them 9900.00 (late fees, court fees, interest, etc) and they've garnished my paycheck. I have two questions:
1. Is there a time limit to collect on a judgement, i.e. can they still garnish my wages after 9 years.
2. Can they jack up the amount to more than double what I originally owed them? I have no problem (although it does hurt) to pay back the amount I owe...I owe it after all, but come on! Almost 10 grand for a car that wasn't worth the 4600.00 that I still owed on it.
Thanks,
Bill