After the wrong guy?

[Wanderlust07]

What is the name of your state? CA

I went to Money Tree to get my last paycheck cashed. Their policy is to call the bank to make sure the check is good before they give their customers the money. The check was good, so they gave me the money. But by the time they deposited it my ex-boss must have overdrawn his account and it bounced. First, Money Tree called him. But he won't answer, so now they're obligating me to give them the money.

Since they followed their own instructions before cashing my check, doesn't this relinquish me of responsibility? I didn't give them a bad check. If they cashed it that very day, it obviously would not have bounced. It's not my fault my ex-boss is irresponsible. My transaction was done before it became a bad check, so isn't that between them and him?What is the name of your state?

[debtcollector`]

I'm going to assume this isn't a joke or a random troll.

Originally Posted by Wanderlust07

Since they followed their own instructions before cashing my check, doesn't this relinquish me of responsibility? I didn't give them a bad check.

So, who signed your name and gave them the check?

Originally Posted by Wanderlust07

My transaction was done before it became a bad check, so isn't that between them and him?

No, your transaction was initiated before the check bounced. The transaction isn't complete until they get paid.

Pay for your check and sue your boos.

DC

[Wanderlust07]

No it's not a joke. The check wasn't bad when I gave it to them obviously, because the bank confirmed that it was good.

Point is, my boss is the criminal, not me. It's not like I tried to cash a bad check. He did.

[debtcollector`]

Originally Posted by Wanderlust07

It's not like I tried to cash a bad check.

Oh, I must have misunderstood. I thought you meant you brought the check in to be cashed.

Why did your boss write a check to you and then try to cash for you at a check cashing place? That seems a bit silly.

Couldn't you have simply cashed the check?

Okay here's the deal in simple, plain English.

You boss wrote you a check.
You signed the check over to a check cashing place for money.
The check didn't clear -- you owe money.
You have a cause of action against your boss, but you have to pay for the bad check.

You can try to put blame on your boss -- but you are likely to get sued.

DC

[Wanderlust07]

Oh pettiness, please pardon my syntax error. I think you know what I meant. That it wasn't like I tried (or did) cash a bad check. It was good when I cashed it. My boss is the dishonest one, not me.



But this is great news though! Because if the check WRITER is not responsible at all, even though they are easier to track down than any shmoe with a fake ID...that means I can write a check in the same amount, and give it to someone to cash at the money tree and have them give me the money. Then I'll empty my bank account and Money Tree will only go after him, the innocent.

So great, thank you. I'll be paying Money Tree in no time and the shmuck I send will have it on his credit report. Makes perfect sense to punish the victims, not the criminals.

[Kanchazi]

You have a very good point/argument Wanderlust.
If your boss cant proove that you where not supposed to cash that check, he should be to blame, he is the one who wrote a check with no funds. Not you.

[Wanderlust07]

Originally Posted by Kanchazi

You have a very good point/argument Wanderlust.
If your boss cant proove that you where not supposed to cash that check, he should be to blame, he is the one who wrote a check with no funds. Not you.

Thanks Kanchazi!

I took it to get cashed the day I got it, and my other coworkers of course got screwed over as well. They got hit with the proverbial bank fees.

I think my ex-boss overextended himself, and that if he realized there wasn't enough money he would have cancelled the checks and notified us. He's in big trouble financially, which I didn't know until this whole mess happened.