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Originally Posted by Miss Mad A friend owes me $300. I didn't exactly loan him the money |
If you didn't EXACTLY loan him the money, he doesn't owe you.
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He has basically agreed to pay me back
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What does 'basically' mean??? Either he agreed to repay you (making it a loan) or he didn't!!
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So, if I keep my cool when calling, can they still legitimately/legally accuse me of harassing them?
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Of course they can. Absent a SPECIFIC loan agreement, you have no right to call them and make ANY demands for anything.
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If they do file charges, what should I expect?
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Expect at least a visit from the police telling you to stop. If you don't, the police will likely present you with a very nice gift, a set of matching bracelets and present you with a nice all-expenses paid vacation for a night or two at their not-so-exclusive resort facility downtown.