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03-12-2009, 09:11 PM
| | Junior Member | | Join Date: Mar 2009
Posts: 4
| | | Any Advice will help me! RE: Judgment
What is the name of your state (only U.S. law)? PA --------------------------------------------------------------------------------
What is the name of your state (only U.S. law)? PA
I received notice from a law office regarding credit card debt of $2,893 as a judgment was entered against me. They said I have ten days to pay or they will take necessarry steps to have a sheriff conduct a sale of real and or personal property. 1.) Can a sheriff come into my home and take items, if so how can I avoid this action? What can I do? As my daughter and her husband live here w/ us and pay us rent, is there any way to protect our personal property? 2.) If I send payments to the law office for this account can they still proceed if payments are accepted? I'm in hardship out of work, therefore I'm thinking $10 -$20 payments.... a month. 3.) Can they take your auto? 4.) What advice can you give me regarding this problem.
Thank you,
Donna |
03-13-2009, 12:23 AM
| | Senior Member | | Join Date: Jul 2005 Location: Missouri
Posts: 3,801
| | Quote:
Originally Posted by lckproducer  I received notice from a law office regarding credit card debt of $2,893 as a judgment was entered against me. They said I have ten days to pay or they will take necessarry steps to have a sheriff conduct a sale of real and or personal property. 1.) Can a sheriff come into my home and take items, if so how can I avoid this action? | Yes. Pay it in full. Quote:
Originally Posted by lckproducer What can I do? | Pay the debt in full or make payment arrangements. Quote:
Originally Posted by lckproducer As my daughter and her husband live here w/ us and pay us rent, is there any way to protect our personal property? | No. Quote:
Originally Posted by lckproducer 2.) If I send payments to the law office for this account can they still proceed if payments are accepted? | Yes. Quote:
Originally Posted by lckproducer I'm in hardship out of work, therefore I'm thinking $10 -$20 payments.... a month. | If that was a joke it wasn't funny. I'd be thinking more along the lines of $5-600 a month. Quote:
Originally Posted by lckproducer 3.) Can they take your auto? | Yes, no maybe -- look up your state exemptions. Quote:
Originally Posted by lckproducer 4.) What advice can you give me regarding this problem. | Go get a job. Pay the debt.
DC
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Three books every person should read cover to cover at least once: The Richest Man in Babylon, The Complete Works of Shakespeare and the King James Bible. -- If you can't learn how to live a happy successful life from those books, you are beyond hope. Quote: |
OP needs counseling...not a court house. --Zigner | |
03-13-2009, 12:09 PM
| | Member | | Join Date: Jan 2006
Posts: 91
| | | What was the source of the debt--and it was secured? |
03-13-2009, 12:11 PM
| | Senior Member | | Join Date: Dec 2007 Location: Thebes
Posts: 6,071
| | Quote:
Originally Posted by Dewey What was the source of the debt--and it was secured? | The source of the debt does not matter. There is a judgement in place.
__________________ Dang the Persephone for eating those pomegranate seeds. It is because of her urge to snack that we must suffer through the winter that will soon be upon us.  |
03-13-2009, 12:20 PM
| | Member | | Join Date: Jan 2006
Posts: 91
| | Quote:
Originally Posted by Wirelessany1 The source of the debt does not matter. There is a judgement in place. |
Right, you are. Just curious.
Last edited by Dewey; 03-13-2009 at 12:37 PM.
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03-13-2009, 08:24 PM
| | Junior Member | | Join Date: Mar 2009
Posts: 4
| | Quote:
Originally Posted by debtcollector` Yes. Pay it in full.
Pay the debt in full or make payment arrangements.
No.
Yes.
If that was a joke it wasn't funny. I'd be thinking more along the lines of $5-600 a month.
Yes, no maybe -- look up your state exemptions.
Go get a job. Pay the debt.
DC | Yes I had a job and like 1000's of other people was laid off, plus my income decreased by 65% and my spouse is very ill.... if I had the money I would have paid my debts. that is why I was trying to get some helpful advice. thanks |
03-13-2009, 08:53 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,741
| | | PA has ok exemptions. At least your wages can't be garnished. I'd worry more about your bank accounts being frozen then about someone coming to your house and taking your TV or DVD player.
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Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
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03-13-2009, 10:46 PM
| | Junior Member | | Join Date: Mar 2009
Posts: 4
| | | Thank you! | |
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