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  1. #1
    kay2009 is offline Junior Member
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    Attorney trying to collect debt?

    What is the name of your state (only U.S. law)? New Jersey

    Hi!
    I received a letter from an "attorney" trying to collect a debt from 7 yrs ago. They are telling me I owe my old college, for some Perkins Loan and an emergency loan. I thought I was paying as of now all my students loans but this is something it took me by surprise. The amount is about $3000 and now with interests and attorney's fee is up to $5683!! First: I didn't know about this, I know I took loans for college but I thought I was paying ALL of them. second: I tried to call the number on the top of the letter but there is no answer and no voice mail to leave a message. At the end of the letter they said that If I not pay the whole amount or If don't make any arrangements they will take legal action.
    The question is: Should I contact a lawyer myself? How should I handle this?

    Thank you
  2. #2
    kay2009 is offline Junior Member
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    Please help!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
  3. #3
    Zigner is offline Senior Member
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    23 minutes...you sure are impatient.
  4. #4
    kay2009 is offline Junior Member
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    Well, thank you for taking the time to reply with an answer that do not get me anywhere...you must have a lot of free time in your hands!
  5. #5
    Zigner is offline Senior Member
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    Quote Originally Posted by kay2009 View Post
    Well, thank you for taking the time to reply with an answer that do not get me anywhere...you must have a lot of free time in your hands!
    Definitely enough to keep track of my finances...
  6. #6
    Isis1 is offline Senior Member
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    Quote Originally Posted by kay2009 View Post
    Well, thank you for taking the time to reply with an answer that do not get me anywhere...you must have a lot of free time in your hands!
    jeez...say thank you much? how to you plan on getting any help when you are rude to the first person that looks your way?

    does it cross your mind that MAYBE all the wonderful people that post their wealthy knowledge for FREE might actually step away from the computer?
  7. #7
    kay2009 is offline Junior Member
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    No Isabella! I don't think I was the first one here to be rude...I think that there are some people here that are asking some serious questions and hope to get serious answers like me...but some others are just browsing around the new posts to say things that don't even matter or to me are just a waste of time!! there is also others like you to quickly to reply to someone you don't know like me and talk about "grace and dignity" (again something irrelevant) to give more attention to those like "Zigner" who is in the first place the one that started all of this by calling me impatient which I thought is doesn't help me...but obviously I am no getting anywhere here and very quickly I am becoming involve in a crazy blog drama that didn't expect to happen at all...very disappointing!

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