N
newyorkguy
Guest
What is the name of your state? NY
Hi,
I'm not sure how to proceed with this; the details are as follows:
I have two judgements against me, one for school and the other for a credit card.
1. The school judgement is from a CA and I have sent them the request for verification using the form letter on this site. The judgement was already won against me, but 28 days after I sent the letter they acknowledged reciept of the letter and stated they would forward me the documents that I request. I havent heard from them since then, its been about 2 weeks.
--Do they have to send me these documents if they already have a judgement against me?
--I'm pretty sure that I can prove that they didnt serve me correctly, since they sent to an old address and the creditor has been my employer for the last 5 years.
--They've voluntarily released the hold on my bank acct., can they still freeze it or garnish my wages whenever they want since they have the judgement?
--how to proceed with this?
2. I recently had my account frozen again from a credit card debt, another CA firm. This happened a few hours ago and I havent contacted them yet.
--What is the SOL for NYS? I dont have a copy of the actual judgement, but I found a copy of the summons from 4 months ago (it remained unopen until yesterday when i found it). It reads. "judgement will be taken against you for $2902 with interest from 8/24/2001." Is that the date of last payment from which the SOL begins?
--How do I go about getting my assets released as quickly as possible, as I live paycheck to paycheck and havent paid my rent yet and now I will be late. Will they release them if I make payment arrangements? Can they garnish anyway? How should i proceed?
Please help soon if possible, I have only twenty dollars in my wallet to last me until I can resolve this! I would take phone help too!
NYGuy
Hi,
I'm not sure how to proceed with this; the details are as follows:
I have two judgements against me, one for school and the other for a credit card.
1. The school judgement is from a CA and I have sent them the request for verification using the form letter on this site. The judgement was already won against me, but 28 days after I sent the letter they acknowledged reciept of the letter and stated they would forward me the documents that I request. I havent heard from them since then, its been about 2 weeks.
--Do they have to send me these documents if they already have a judgement against me?
--I'm pretty sure that I can prove that they didnt serve me correctly, since they sent to an old address and the creditor has been my employer for the last 5 years.
--They've voluntarily released the hold on my bank acct., can they still freeze it or garnish my wages whenever they want since they have the judgement?
--how to proceed with this?
2. I recently had my account frozen again from a credit card debt, another CA firm. This happened a few hours ago and I havent contacted them yet.
--What is the SOL for NYS? I dont have a copy of the actual judgement, but I found a copy of the summons from 4 months ago (it remained unopen until yesterday when i found it). It reads. "judgement will be taken against you for $2902 with interest from 8/24/2001." Is that the date of last payment from which the SOL begins?
--How do I go about getting my assets released as quickly as possible, as I live paycheck to paycheck and havent paid my rent yet and now I will be late. Will they release them if I make payment arrangements? Can they garnish anyway? How should i proceed?
Please help soon if possible, I have only twenty dollars in my wallet to last me until I can resolve this! I would take phone help too!
NYGuy