What is the name of your state?
Hello. Im looking to see if someone can please give me some advice. About 4 years ago I got into credit card debt of around 9,000 dollars and havent been ablel to pay any off it off since then. I moved to another country from NY a few years ago, (met a foreign woman), I remember I called the credit card company a few years ago in my new country and tried to pay it off but they wanted basically all of it now, which I wasnt able to do. Now I just realized they (Mel Harris Law office) froze my bank account I have in NY state. I called my bank and they said that there is a 19,000 dollar debt. Then they said I really owe like 11,000 but they alwasy put the freeze up higher than it really is. They took (froze) all the money I had in my account, around 3,900. I dont want to call the attory of Mel Harris yet cause I want to know my rights and what I can do to solve this. I feel that they will just be pushy and arrogant on the phone and I dont want to deal with that. Since I live out of the country and never received any notices or anything, what can I do?