Bank account hold/Wolpoff and Abramson
What is the name of your state? NY
I apparently had an old debt that now has a judgement on it. They froze my bank account today, and that is not really the major issue for me. I will pay the debt, but i won't be able to completely pay it off until I get both my paychecks for this month. My money in the bank is also not the issue. It is my debt and they can apply that money to it if they want.
My problem is this: My checking account is joint with my 70-year-old mother and her Social Security is due to be direct deposited on Thursday. This is money she uses for her rent. I cannot give her money out of my paychecks to pay her rent this month AND pay off this debt!! And this is not HER debt. I have called the company that attached my account and they refused to help me. I also called the bank, who tried to help, but couldn't, and I called Social Security, who can do nothing about Thursdays payment, since it is set already. The bank said any deposits made to the account will be seized and sent to the creditor.
What can I do?? The company itself sent me a letter that said they CANNOT seize Social Security, especially since my mother is NOT the person who owes the money. They told me to borrow the 900.00 and get my account released. My mother is my only relative......she obviously doesn't have it. They said the only way to get the account released and give my mother access to her Social Security check is to pay the amount in full by Western Union only...I cannot do this.
Can they hold the Social Security payment for someone other than the person who owes the money?? As far as I knew, Social Sec, disability, vets benefits were all off limits, and like I said, this is MY debt, not hers.
Also, the hold is for 1945.00 and they told me I only owe 900.00. So they doubled it. I just don't know what I can do. I didn't even recieve the papers for court, they were served to my old address and my old landlord signed for them, and apparently in NY, this means I was "Served." I am not trying to get out of paying the amount.....I am just trying to keep my mother from losing her only income.
What is the name of your state? NY
I apparently had an old debt that now has a judgement on it. They froze my bank account today, and that is not really the major issue for me. I will pay the debt, but i won't be able to completely pay it off until I get both my paychecks for this month. My money in the bank is also not the issue. It is my debt and they can apply that money to it if they want.
My problem is this: My checking account is joint with my 70-year-old mother and her Social Security is due to be direct deposited on Thursday. This is money she uses for her rent. I cannot give her money out of my paychecks to pay her rent this month AND pay off this debt!! And this is not HER debt. I have called the company that attached my account and they refused to help me. I also called the bank, who tried to help, but couldn't, and I called Social Security, who can do nothing about Thursdays payment, since it is set already. The bank said any deposits made to the account will be seized and sent to the creditor.
What can I do?? The company itself sent me a letter that said they CANNOT seize Social Security, especially since my mother is NOT the person who owes the money. They told me to borrow the 900.00 and get my account released. My mother is my only relative......she obviously doesn't have it. They said the only way to get the account released and give my mother access to her Social Security check is to pay the amount in full by Western Union only...I cannot do this.
Can they hold the Social Security payment for someone other than the person who owes the money?? As far as I knew, Social Sec, disability, vets benefits were all off limits, and like I said, this is MY debt, not hers.
Also, the hold is for 1945.00 and they told me I only owe 900.00. So they doubled it. I just don't know what I can do. I didn't even recieve the papers for court, they were served to my old address and my old landlord signed for them, and apparently in NY, this means I was "Served." I am not trying to get out of paying the amount.....I am just trying to keep my mother from losing her only income.
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