What is the name of your state? OREGON
I have been doing a lot of reading on the forums on credit cards and CA, Very helpful stuff. I have a credit card with bank of America in my name only, I signed the contract for the card, I am responsible for the debt I owe, which has been turned over to a collection agency. I will deal with that. I put my girlfriends name on the card a few months after I received it so she could use it to. She never signed anything. It was done over the phone. Now that I have defaulted on my payments. . There was my bank of America visa on her credit report. So now she has a bad report on her credit. I am not sure if they can do this to her. And if there not, what can we do to clean up her credit.
I am going to send validation letter to the CA. the bill from the CA is in my name not hers.
I have been doing a lot of reading on the forums on credit cards and CA, Very helpful stuff. I have a credit card with bank of America in my name only, I signed the contract for the card, I am responsible for the debt I owe, which has been turned over to a collection agency. I will deal with that. I put my girlfriends name on the card a few months after I received it so she could use it to. She never signed anything. It was done over the phone. Now that I have defaulted on my payments. . There was my bank of America visa on her credit report. So now she has a bad report on her credit. I am not sure if they can do this to her. And if there not, what can we do to clean up her credit.
I am going to send validation letter to the CA. the bill from the CA is in my name not hers.