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  #1  
Old 11-29-2006, 02:13 PM
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Being sued for credit card debt


My state is Texas.

I know in Texas your wages cannot be garnished. I also don't own land or a house and most of my assests are excempt by Texas law. What can they do to try to collect when I lose the lawsuit. I read somewhere that they can take from your bank account. Does this apply to savings accounts also? Should I hire a lawyer? Usually how long does one of these lawsuits take.
  #2  
Old 11-29-2006, 06:10 PM
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Yes, they can attach all bank accounts including savings.

If you have enough money to pay a lawyer, why don't you use this money to pay your debt. The debt is yours, isn't it?
  #3  
Old 11-29-2006, 07:22 PM
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I don't know if I can afford a lawyer, but I think the lawyer would be much cheaper than the $10,000 they are wanted to sue for. I just don't have that kind of money. I would like to set up a payment plan, but I can't seem to get an answer out of them. What if you just close your bank and savings account and put your money in someone's elses account - could they still touch it.
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