+ Reply to Thread
Page 1 of 2 12 LastLast
Results 1 to 15 of 28
  1. #1
    sherbabe328 is offline Junior Member
    Join Date
    Nov 2008
    Posts
    1

    Unhappy Being sued by debt collector

    State of Texas

    Due to prolonged unemployment and no health insurance, I have been in a pickle barrel. No job, no money, no credit card payments--maxed out. Used credit cards to survive. How do I respond to this plantiff's attorney? It is a joke--being sued for $$ I don't have. Thanks.What is the name of your state (only U.S. law)?
  2. #2
    dolebot is offline Member
    Join Date
    Jan 2006
    Posts
    241
    Quote Originally Posted by sherbabe328 View Post
    State of Texas

    Due to prolonged unemployment and no health insurance, I have been in a pickle barrel. No job, no money, no credit card payments--maxed out. Used credit cards to survive. How do I respond to this plantiff's attorney? It is a joke--being sued for $$ I don't have. Thanks.What is the name of your state (only U.S. law)?
    I take it you have been served with a complaint/summons.

    With no job and no money there might be a legal service for the indigant you can look into. I don't know if they can help you with a credit card debt lawsuit. In Florida its called "Legal Aid" - Colorado - "Legal Services" - some googling might help.

    At this phase there is not all that much you can do (if you have indeed been properly served and of course I take it you've checked with the courthouse to see if any dates have been set?)

    The first step that you can take is to file an "answer" to that complaint with the courthouse and copy the attorney. If you just forget about it and let it happen - the other side has the freedom to say and do whatever they want.

    Is the debt real? Is it really yours? Is the amount correct?
  3. #3
    Antigone* is offline Senior Member
    Join Date
    Dec 2007
    Location
    In honor of JetX ~ Somnambulist University
    Posts
    21,220
    Quote Originally Posted by sherbabe328 View Post
    State of Texas

    Due to prolonged unemployment and no health insurance, I have been in a pickle barrel. No job, no money, no credit card payments--maxed out. Used credit cards to survive. How do I respond to this plantiff's attorney? It is a joke--being sued for $$ I don't have. Thanks.What is the name of your state (only U.S. law)?
    I'm sorry OP I am quite confused. Why is it a joke to someone you owe money to sue you. If you were owed money you would take whatever legal means (unless you are Tony Soprano) to get paid.

    The arrogance in this all-to-often occuring attitude used to shock me. Now it just mildly upsets me. I just don't get it how people can whip out their cards time after time buying whatever fancies then, but when it is time to pay the piper they think it is the most absurd thing they've ever heard.
  4. #4
    debtcollector` is offline Senior Member
    Join Date
    Jul 2005
    Location
    Missouri - Go Tigers!
    Posts
    6,253
    Quote Originally Posted by Wirelessany1 View Post
    The arrogance in this all-to-often occuring attitude used to shock me. Now it just mildly upsets me. I just don't get it how people can whip out their cards time after time buying whatever fancies then, but when it is time to pay the piper they think it is the most absurd thing they've ever heard.
    Welcome to my world.

    I once had a debtor that said she couldn't pay her Dell bill because she had to have a brand new Jeep (with a monthly payment of $591).
    DC
  5. #5
    TimStudiesLaw is offline Member
    Join Date
    Sep 2008
    Location
    Illinois
    Posts
    209
    Quote Originally Posted by debtcollector` View Post
    I once had a debtor that said she couldn't pay her Dell bill because she had to have a brand new Jeep (with a monthly payment of $591).
    I wonder what excuse she gave the collector from Chrysler Credit when she didn't pay them.
  6. #6
    Antigone* is offline Senior Member
    Join Date
    Dec 2007
    Location
    In honor of JetX ~ Somnambulist University
    Posts
    21,220
    If the OP is so poor how is it that she has a computer and an internet connection
  7. #7
    dolebot is offline Member
    Join Date
    Jan 2006
    Posts
    241
    If the OP is so poor how is it that she has a computer and an internet connection
    They still have libraries you know.
  8. #8
    Antigone* is offline Senior Member
    Join Date
    Dec 2007
    Location
    In honor of JetX ~ Somnambulist University
    Posts
    21,220
    Quote Originally Posted by dolebot View Post
    They still have libraries you know.
    In that case what the heck is she doing in a library or any other place for that matter instead of getting a job. She's is well enough to type and click a mouse for pleasure then she can type and click a mouse for work as well.

    Hey... that's a novel ideal...OP get a job then you can pay your bill instead of laughing (or crying) at the debt collector's "joke"
  9. #9
    emach1 is offline Member
    Join Date
    Nov 2008
    Posts
    75
    Quote Originally Posted by Wirelessany1 View Post
    I'm sorry OP I am quite confused. Why is it a joke to someone you owe money to sue you. If you were owed money you would take whatever legal means (unless you are Tony Soprano) to get paid.

    The arrogance in this all-to-often occuring attitude used to shock me. Now it just mildly upsets me. I just don't get it how people can whip out their cards time after time buying whatever fancies then, but when it is time to pay the piper they think it is the most absurd thing they've ever heard.
    What part of this person's circumstance dont you understand, Wirelessany. Crap happens and with everyone out to make a buck, living can be expensive. How about the bloated price on things? Why not start there instead of attacking this victim of circumstance. Because, after all, if it wasnt for the excessive price of goods (5 friggin dollars a gallon of gas??) there wouldn't be as many of these circumstances.
  10. #10
    davew128 is offline Senior Member
    Join Date
    Nov 2007
    Posts
    4,993
    Quote Originally Posted by emach1 View Post
    What part of this person's circumstance dont you understand, Wirelessany. Crap happens and with everyone out to make a buck, living can be expensive. How about the bloated price on things? Why not start there instead of attacking this victim of circumstance. Because, after all, if it wasnt for the excessive price of goods (5 friggin dollars a gallon of gas??) there wouldn't be as many of these circumstances.
    I don't know what planet YOU live on, but in Southern California (higher than everywhere else) the price of gas at most pumps is almost down to $2.00/gallon.
  11. #11
    Antigone* is offline Senior Member
    Join Date
    Dec 2007
    Location
    In honor of JetX ~ Somnambulist University
    Posts
    21,220
    Quote Originally Posted by emach1 View Post
    What part of this person's circumstance dont you understand, Wirelessany. Crap happens and with everyone out to make a buck, living can be expensive. How about the bloated price on things? Why not start there instead of attacking this victim of circumstance. Because, after all, if it wasnt for the excessive price of goods (5 friggin dollars a gallon of gas??) there wouldn't be as many of these circumstances.
    It looks you've let a lot of crap happen to you as well. Your car repoed, stuff lost (probably paid for with a credit card that is in collections), cell phone being cut off. Gee poor you, you are such a victim

    CIRCUMSTANCE - PLEASE FOR GOD'S SAKE PLEASE STOP VICTIMIZING THESE PEOPLE
  12. #12
    debtcollector` is offline Senior Member
    Join Date
    Jul 2005
    Location
    Missouri - Go Tigers!
    Posts
    6,253
    Quote Originally Posted by davew128 View Post
    I don't know what planet YOU live on, but in Southern California (higher than everywhere else) the price of gas at most pumps is almost down to $2.00/gallon.
    $1.61 here in Missouri
    DC
  13. #13
    You Are Guilty is offline Senior Member
    Join Date
    Jun 2004
    Posts
    10,964
    Well, I was going to wait until New Year's to change it, but this was too good a sig to pass up. Thanks for the early Xmas present
    Quote Originally Posted by Tranquility
    Once you get to crazy land, it is only a guess on how to get out.
  14. #14
    emach1 is offline Member
    Join Date
    Nov 2008
    Posts
    75
    Quote Originally Posted by Wirelessany1 View Post
    It looks you've let a lot of crap happen to you as well. Your car repoed, stuff lost (probably paid for with a credit card that is in collections), cell phone being cut off. Gee poor you, you are such a victim

    CIRCUMSTANCE - PLEASE FOR GOD'S SAKE PLEASE STOP VICTIMIZING THESE PEOPLE
    Yes, its called JOB LAYOFF. You think you are exempt from such cirumstance? You must be a CEO. Get off the board if your single intent is to criticize rather than help.
  15. #15
    emach1 is offline Member
    Join Date
    Nov 2008
    Posts
    75
    Quote Originally Posted by davew128 View Post
    I don't know what planet YOU live on, but in Southern California (higher than everywhere else) the price of gas at most pumps is almost down to $2.00/gallon.
    Earth to Dave. Just because TODAY's prices are reasonable does not mean last years, or the time where economic crisis occurs, were. And, by the way, 2 dollars a gallon is also a bit inflated.

Similar Threads

  1. Being Sued by Debt Collector
    By CaseSensitive45 in forum Debt Collections
    Replies: 0
    Last Post: 02-26-2011, 10:05 PM
  2. Being sued over credit card debt by debt collector in NYC
    By BK Guy in forum Debt Collections
    Replies: 1
    Last Post: 01-14-2011, 03:15 PM
  3. Being sued by debt collector
    By Sloan1 in forum Banking & Credit Cards
    Replies: 3
    Last Post: 06-23-2005, 06:03 PM
  4. Sued by debt collector
    By friendsofgreg in forum Banking & Credit Cards
    Replies: 5
    Last Post: 03-29-2005, 05:22 PM
  5. being sued by debt collector
    By ckwu in forum Consumer Bankruptcy
    Replies: 2
    Last Post: 11-03-2000, 12:23 AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

© 1995-2012 Advice Company, All Rights Reserved

FreeAdvice® has been providing millions of consumers with outstanding advice, free, since 1995. While not a substitute for personal advice from a licensed professional, it is available AS IS, subject to our Disclaimer and Terms & Conditions Of Use.