Called at work

[jmplmp]

Rhode Island

Can bill collectors or banks call you at work?

[Veronica1228]

Originally Posted by FWIW

Only until you tell them to stop.

Once you tell them to stop, by law, they must.

Not if it's the Original Creditor. They do not have to follow the FDCPA in Rhode Island. You can ask them to stop, but they don't have to honor your request.

[Veronica1228]

While some of what you said might be true, in your original response you made it sound like it is as simple as saying "don't call me at work" and that's it. The OC may continue to call them unless the OP puts it in writing and even then may continue to call. If the OP wants to claim that they are being harrassed, the burden of proof is going to be on them, and it is not going to necessarily be easy. At least not as easy as it would be if it is a CA and they are violating the FDCPA which is the only specific law that can be cited here, and does not apply to OCs.

I guess what I am trying to say is that you seem to be very knowledgeable, but please don't give OPs a yes or no answer without elaborating on it. You tell him the debt collector is breaking the law, but not the why, what, or which. You sent him off half-****ed. We like our OPs fully-****ed around here.

[Veronica1228]

Agreed.

However, I am not a lawyer I am a banker. While I am fully well-versed in things like the FCRA, FDCPA, NACHA Regs, and various other banking Regs, laws and Acts, I couldn't tell you the difference between a TPO and an FST. (Okay, I could but that's only because I watch Law & Order). In this forum people ask financial questions. We give them financial answers. If they required an answer regarding harrassment, be it from an OC or an ex-boyfriend, I would send them to that forum.

In this case no FTC, FICA, or Fed laws are being broken IF it is an OC calling.

Which reminds me. The OP didn't really give us much information to go on, so our discussion might be a moot point. We have no idea who is calling him, how many times, or the content of those calls.

It's been interesting nonetheless!

[jmplmp]

Rhode Island. Thanks for your input and I apologize for the lack of information...Actually it was a bank that called me because my checking account was overdrawn by $71.00 which seems frivilous but nevertheless I fully intend to rectify even though it was a mistake of their own. I was just in shock when I received an automated phone call at work on a phone that is shared by co-workers. Fortunately I received the message however my job does have a rule about outside calls. I verbally told them not to call me at work again. They used the excuse that my work # was the only one they had and I know for a fact that's not true. Should I put my request in writing?

[Veronica1228]

Originally Posted by jmplmp

Rhode Island. Thanks for your input and I apologize for the lack of information...Actually it was a bank that called me because my checking account was overdrawn by $71.00 which seems frivilous but nevertheless I fully intend to rectify even though it was a mistake of their own. I was just in shock when I received an automated phone call at work on a phone that is shared by co-workers. Fortunately I received the message however my job does have a rule about outside calls. I verbally told them not to call me at work again. They used the excuse that my work # was the only one they had and I know for a fact that's not true. Should I put my request in writing?

Always put everything in writing, but remember that they are not violating any banking regulations by calling you at work, so they may not comply.