What is the name of your state? Illinois
Hi, we live in Illinois but my wife accrued credit card and student loan debt in Ohio, before I met her. I have very good credit. However in the last year I bought a house, bought her a car, got married, and now have about $13000 in credit card debt. We have buckled down and are now steadily paying off my bills because my credit is still good. We'll pay hers off after mine. Everything is in my name only--the bank account, the cars, house, credit cards. She doesn't have anything in her name. Because she didn't work at all for 2004, I would like to file taxes as married filing jointly. My question is: If I file taxes as married filing jointly, can her old creditors find out, and can they now come after me? Will it affect my credit? We've never gotten a phone call from them and it's been over a year since we got a letter from any of them, but I figure it's just because she didn't have anything in her name and wasn't working so they didn't bother.
Thanks for your advice,