What is the name of your state (only U.S. law)? Kentucky
My ex-husband and I were co-owners of an Explorer that was repossessed in 2004. I was garnished for the debt for a short time during our separation, and so was he, at different times. Most recently, I agreed in our divorce last year that I would take responsibility for the debt. I made payment arrangements with the debt collector in June of 2012, and have been faithfully paying every month.
The debt collector sent me a letter in August stating that they had not received my payment and I was now in default. I panicked when I received it, because I had sent the payment a few days before the day it was due (the 8th) like I always do. I called and spoke to the same woman who set up my payment arrangements. She told me they had gotten my payment on the 9th and that the letter was automatically generated, not to worry about it because my account was fine.
Today, my ex-husband called to say when he picked his check up at work, it was garnished. I don't know if what happened in August had any bearing on it, or if they would have gone after him once they found where he worked regardless of that.
My question is, can they garnish him when receiving payments from me? Do we have any options regarding this? He cannot afford to have his wages garnished, and I fully intended to pay the balance off on my own.
My ex-husband and I were co-owners of an Explorer that was repossessed in 2004. I was garnished for the debt for a short time during our separation, and so was he, at different times. Most recently, I agreed in our divorce last year that I would take responsibility for the debt. I made payment arrangements with the debt collector in June of 2012, and have been faithfully paying every month.
The debt collector sent me a letter in August stating that they had not received my payment and I was now in default. I panicked when I received it, because I had sent the payment a few days before the day it was due (the 8th) like I always do. I called and spoke to the same woman who set up my payment arrangements. She told me they had gotten my payment on the 9th and that the letter was automatically generated, not to worry about it because my account was fine.
Today, my ex-husband called to say when he picked his check up at work, it was garnished. I don't know if what happened in August had any bearing on it, or if they would have gone after him once they found where he worked regardless of that.
My question is, can they garnish him when receiving payments from me? Do we have any options regarding this? He cannot afford to have his wages garnished, and I fully intended to pay the balance off on my own.
