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  #1  
Old 03-16-2009, 06:33 PM
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Can I sue a collections agency?

What is the name of your state (only U.S. law)? Virginia

I have been getting calls from a certain collections agency for months. They have been calling my cell phone and on average were calling 4-5 times a day. I havent spoken with them , i have just ignored the calls. Well, in the last week they have began calling 16-25 times a day or more and even called me at 9:17pm one night ( isnt it illegal to call after 9pm? ) . Do i have any legal right to take action against them?What is the name of your state (only U.S. law)?
  #2  
Old 03-16-2009, 06:45 PM
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Quote:
Originally Posted by yanksbaseball20 View Post
What is the name of your state (only U.S. law)? Virginia

I have been getting calls from a certain collections agency for months. They have been calling my cell phone and on average were calling 4-5 times a day. I havent spoken with them , i have just ignored the calls. Well, in the last week they have began calling 16-25 times a day or more and even called me at 9:17pm one night ( isnt it illegal to call after 9pm? ) . Do i have any legal right to take action against them?What is the name of your state (only U.S. law)?
You need to answer the phone...well, perhaps not. I mean, a visit to the courthouse is always fun, huh?
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  #3  
Old 03-16-2009, 06:50 PM
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Quote:
Originally Posted by Zigner View Post
You need to answer the phone...well, perhaps not. I mean, a visit to the courthouse is always fun, huh?
Can you see it now???

OP gets court date as plaintiff against collection agency. Both parties show up.
OP says: "These idiots have been calling me a million times a day".
Judge says: "Well have you answered your phone?
OP says: "Nope"
Judge says: "Case dismissed"

Judge says: "Defendent do you have anything to say?"
Defendent says: "If it pleases the court, can your bailiff please serve the plaintiff for me?"

Bailiff to plaintiff: "You've been served".
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  #4  
Old 03-16-2009, 07:04 PM
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Quote:
Originally Posted by yanksbaseball20 View Post
What is the name of your state (only U.S. law)? Virginia

I have been getting calls from a certain collections agency for months. They have been calling my cell phone and on average were calling 4-5 times a day. I havent spoken with them , i have just ignored the calls. Well, in the last week they have began calling 16-25 times a day or more and even called me at 9:17pm one night ( isnt it illegal to call after 9pm? ) . Do i have any legal right to take action against them?What is the name of your state (only U.S. law)?
**A: search FDCPA and follow the instructions.
  #5  
Old 03-16-2009, 07:05 PM
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You can and should revoke permission to contact you via cell phone. This is if sent a DV mentioning it CMRRR, it will give you addded protection and possible counterclaims. You will not and should not be charged for cell usage after this. Rmember, this board is chock full of Collection agency types who simply want you to pay the bill in full, if you owe it or not,

Sorry, most here simply don't want to defend the poster!
  #6  
Old 03-16-2009, 07:07 PM
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Quote:
Originally Posted by Credithis View Post
You can and should revoke permission to contact you via cell phone. This is if sent a DV mentioning it CMRRR, it will give you addded protection and possible counterclaims. You will not and should not be charged for cell usage after this. Rmember, this board is chock full of Collection agency types who simply want you to pay the bill in full, if you owe it or not,

Sorry, most here simply don't want to defend the poster!
**A: I don't want to defend the imposter either.
  #7  
Old 03-16-2009, 07:11 PM
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Quote:
Originally Posted by Credithis View Post
You can and should revoke permission to contact you via cell phone. This is if sent a DV mentioning it CMRRR, it will give you addded protection and possible counterclaims. You will not and should not be charged for cell usage after this. Rmember, this board is chock full of Collection agency types who simply want you to pay the bill in full, if you owe it or not,

Sorry, most here simply don't want to defend the poster!
OP has no idea WHAT the collection agency wants - he won't answer his phone!

(Posted by a consumer with no ties to the "collection industry")
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The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Tell it like it is! When all else fails, make up a statistic!

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #8  
Old 03-16-2009, 07:13 PM
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[quote=Zigner;2205552]OP has no idea WHAT the collection agency wants - he won't answer his phone!

**A: could it be that he was selected the winner and won some stimulus bailout cash?
  #9  
Old 03-16-2009, 07:16 PM
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[quote=HomeGuru;2205555]
Quote:
Originally Posted by Zigner View Post
OP has no idea WHAT the collection agency wants - he won't answer his phone!

**A: could it be that he was selected the winner and won some stimulus bailout cash?
C'mon HG - don't start them rumors up!
__________________
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*
The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Tell it like it is! When all else fails, make up a statistic!

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #10  
Old 03-16-2009, 07:18 PM
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Join Date: May 2000
Location: Catatonic State
Posts: 75,781
[quote=Zigner;2205561]
Quote:
Originally Posted by HomeGuru View Post

C'mon HG - don't start them rumors up!
**A: calling 16-25 times a day? It must be important.
  #11  
Old 03-16-2009, 07:22 PM
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Posts: 21,693
Ironically, answer the phone ONCE would solve this OP's (immediate) problem.
__________________
*
*
The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Tell it like it is! When all else fails, make up a statistic!

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #12  
Old 03-16-2009, 07:23 PM
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Quote:
Originally Posted by Zigner View Post
Ironically, answer the phone ONCE would solve this OP's (immediate) problem.
**A: but then you know what happens next. 16-25 more calls.
  #13  
Old 03-16-2009, 07:28 PM
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Posts: 21,693
Yes, but then our OP *might* have a shot at successfully suing the CA
__________________
*
*
The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Tell it like it is! When all else fails, make up a statistic!

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #14  
Old 03-16-2009, 09:18 PM
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Join Date: Jul 2005
Location: Missouri
Posts: 3,803
There is nothing in the OPs post to even state he is being called by a collection agency. He doesn't know who is calling him or why. He just assumes it is a CA ... and that it is the same CA.

DC
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Quote:
OP needs counseling...not a court house. --Zigner
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