Paypal accounts are considered an asset and can be garnished. Paypal does not require an SSN to open personal accounts, just business accounts. If a judgment is granted against you, you may have to reveal your ownership of a Paypal account during a debtor's exam. Ever give out your email address? Give me that and a minute and I can find out if you have a Paypal account.
If you feel my answer is rude, mean, snarky or in anyway not to your liking, I did my job. You don't need to tell me.
No private messages, I do not reply to them.