My car was repo'd too on 1/3/05 I had dropped off one of my co-workers at midnight after work. Went in to use the bathroom and they drove off in my car (they had a key, even though when I lost my key they swore up and down they didn't have an extra one, LIARS). Now they want 860 bucks, that includes a 200 repo fee for driving it 1.7 miles to the lot, and because I couldn't get to work I have now lost my job as of today.
I live 30 miles away from my job so I had to find someone to take me home. I had just been back to work for two weeks because I had an emergency surgery and was off work for 12 weeks, with no pay since I only had 1 week of sick leave available, (I explained that to them and made arrangements to pay 1/7/05).
They gave me the standard 10 days to pay, but I know what the deal is. It's income tax time and they know people have/will get lump sums of money. And if I don't pay someone else will come up with a $1500 down like I did and they can sell the car to them for just as much as I am paying for it. I don't want to let the car go because I am vested 18 months. And I'll never file bankruptcy again, it's not worth it.
Question? If I pay them the "repo fee" do I have a right to request a copy of the reciept since they "passed" the cost on to me?
Because I want to file that on my taxes next year when I itemize. And I want to catch them in a lie, since they claimed verbally that they had to pay someone to do it. I think they did it and just charged me the 200 because they can. The dealership is a local home grown one that in house finances, they have been in the business for years and have a lot of contacts in this town.
