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#1
03-03-2005, 01:38 PM
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Cavalry Portfolio Serv.What is the name of your state?Florida I recived a letter from the above CA stating that I owed sprintPCS $25.10. At the same time they reported the debt to Equifax. Due to the small amount I paid Cavarlry in full and sent them a Return recipt letter stating that this was a fraudaulent account and I requested validation. I called them today and they stated that due to the fact that I paid the account It validated my debt. Did I loose my right to validate by my payment? |
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#2
03-03-2005, 02:51 PM
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| Payment in kind is acceptance, the CA is correct.
__________________ If you feel my answer is rude, mean, snarky or in anyway not to your liking, I did my job. You don't need to tell me. No private messages, I do not reply to them. |
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#3
03-03-2005, 06:43 PM
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| Sorry, but you've got your processes all screwed up. You don't pay first then ask for validation. Once you pay it, you've admitted its yours and they don't have to send you anything.
__________________ "Knowledge is Power - use it as you see fit ! I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice. |
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#4
03-03-2005, 08:07 PM
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| Once you make a payment on a debt, you are validating that it is yours. Can even start the SOL over again. |
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#5
03-03-2005, 08:20 PM
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| If you have more collections lets put our heads together and do it right next time. See:[url]http://www.creditinfocenter.com/debt/neg_rating_after_settle.shtml[/url] [url]http://www.carreonandassociates.com/articles/4settle.htm[/url] [url]http://www.carreonandassociates.com/articles/accord-satisfaction-restrictive-endorsement.htm[/url] NEVER EVER talk to CAs on the phone. |
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