justalayman
Senior Member
but GET IT IN WRITING and retain that record of contract forever. Many times CA's have either tried to renege on such deals or they sell off the unpaid portion (very improper thing to do but given some of the scum CA's out there, it happens sometimes) and you could be faced with proving the debt was negotiated to a settlement amount and that was paid.A settlement is a done deal.
paying the settlement, and sometimes simply the acceptance of the offer, even if only verbal in some states, restarts the clock on reporting it.