blawlor888
Junior Member
What is the name of your state (only U.S. law)? CT
I had a small amount of money in my bank account and on July 3rd I noticed I had two charges from a company called Checkredi. They both overdrafted my account which is a $35 fee for each charge. I tried contacting them by email about this and they will not reply to my emails. I have no idea who they were and I never authorized them to make these charges. I emailed them informing them about this and I did a little research on the company. They never informed me about any kind of debt by phone call or in the mail, so I never got a chance to dispute the debt which I know nothing about. For the next 5 days they continued to charge me $8.88 and $20 resulting in hundreds of overdraft fees. I emailed once again telling them I did not authorize them to do this and to please stop because each charge results in $35 fee. The next day they charged me 3 times instead of 2. One for $5, one for $3.88, and one for $50 and have done that again this morning. I think they did this purposely since I told them I get a $35 fee for each charge. They will not stop charging me, I made an appointment with the bank manager to go file paperwork to dispute the charges and was wondering what I can legally do about this. I read up and saw that debt collectors have to inform you of a debt and give you a chance to dispute it which they never did and I never authorized them to take any money out yet they keep doing it.
I had a small amount of money in my bank account and on July 3rd I noticed I had two charges from a company called Checkredi. They both overdrafted my account which is a $35 fee for each charge. I tried contacting them by email about this and they will not reply to my emails. I have no idea who they were and I never authorized them to make these charges. I emailed them informing them about this and I did a little research on the company. They never informed me about any kind of debt by phone call or in the mail, so I never got a chance to dispute the debt which I know nothing about. For the next 5 days they continued to charge me $8.88 and $20 resulting in hundreds of overdraft fees. I emailed once again telling them I did not authorize them to do this and to please stop because each charge results in $35 fee. The next day they charged me 3 times instead of 2. One for $5, one for $3.88, and one for $50 and have done that again this morning. I think they did this purposely since I told them I get a $35 fee for each charge. They will not stop charging me, I made an appointment with the bank manager to go file paperwork to dispute the charges and was wondering what I can legally do about this. I read up and saw that debt collectors have to inform you of a debt and give you a chance to dispute it which they never did and I never authorized them to take any money out yet they keep doing it.
