What is the name of your state? Pa
I had a Sears charge. It was written off after bed rest with my son put me out of work. All other bills were paid but Sears was the only company that wouldn't work with me.
The collector that has the account now has been calling and refuses to send us who they are in writing. (They just want us to give a credit card or check over the phone).
We didn't trust this and didn't pay because they wouldn't send anything by mail.
They are now taking us to court. Can we do anything? We don't have anything to even take to court with us because they never made "paper" contact with us.
I've never been to court before.
Thanks for any help,