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10-11-2006, 03:45 AM
| | Junior Member | | Join Date: Oct 2006
Posts: 2
| | | Collectors calling my work
What is the name of your state?
CA
I am not even one month behind in a payment. The creditor has my home number and my cell number. They call my work and ask for my wife (which does not work there) I have asked them three times now not to call my place of employment. Do I have any recourse?  |
10-11-2006, 08:36 AM
| | Member | | Join Date: Aug 2006 Location: Outside your window looking in
Posts: 155
| | Quote:
Originally Posted by reginat  What is the name of your state?
CA
I am not even one month behind in a payment. The creditor has my home number and my cell number. They call my work and ask for my wife (which does not work there) I have asked them three times now not to call my place of employment. Do I have any recourse? | Is this the orignal creditor? I'm going to say yes since you state you're not even 30 days past due yet.
The answer, in that case, is no. You have no recourse except to bring your account current. There may be state specific laws regarding original creditors calling at work but I wouldn't know.
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I'm not a debt collector. No, really, I'm not.
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10-11-2006, 03:49 PM
| | Junior Member | | Join Date: Oct 2006
Posts: 2
| | | Yes this is the orig. creditor. |
10-11-2006, 04:45 PM
| | Junior Member | | Join Date: Oct 2006
Posts: 2
| | | RE: calling work
I believe, by law, if you tell them to stop calling you at work, they must do so. If their calls cause you to lose your job, I believe they can be held liable. If telling them doesn't work, send them a letter specifically telling them to not call you at work anymore, and send it certified mail.
I'm not an attorney, but my this is my experience. I live in California.
Good luck. |
10-11-2006, 06:25 PM
| | Senior Member | | Join Date: Jul 2005 Location: Missouri
Posts: 3,807
| | Quote:
Originally Posted by kleonard64 I believe, by law, if you tell them to stop calling you at work, they must do so. If their calls cause you to lose your job, I believe they can be held liable. If telling them doesn't work, send them a letter specifically telling them to not call you at work anymore, and send it certified mail.
I'm not an attorney, but my this is my experience. I live in California.
Good luck. | And this guy is wrong -- it is the OC. The FDCPA doesn't apply.
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OP needs counseling...not a court house. --Zigner | |
10-11-2006, 06:25 PM
| | Junior Member | | Join Date: Jul 2006
Posts: 9
| | Quote:
Originally Posted by kleonard64 I believe, by law, if you tell them to stop calling you at work, they must do so. If their calls cause you to lose your job, I believe they can be held liable. If telling them doesn't work, send them a letter specifically telling them to not call you at work anymore, and send it certified mail.
I'm not an attorney, but my this is my experience. I live in California.
Good luck. | I'm not an attorney either, but as far as I know, you can per federal law ask them not to contact you at work (or at all for that matter, but that's not advisable). If you've already notified them in writing by certified mail, you should be able to sue them.
EDIT: OK, I'm wrong too.  | |
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