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#1
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Computing SOLWhat is the name of your state?NC How do you compute the SOL. Equifax reports the debt as follows: Items as of Date Reported: 8/02 Date of Last Activity: 6/00 Transunion lists: Updated: 8/02 Closed: 2/01 Status as of 8/02 I have research the SOL for NC & think it is 3 years. Any help on this would also be appreciated. I'm confused as to what to base the SOL on. I thought it was from date of last activity on the account which would be 6/00. Please help. Also, I sent the CA validation letter CMRRR & just received the green card back. What should I do next? Thanks for the assistance. |
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#2
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| The SOL will run out 3 years after you defaulted. If that was in 2000, the SOL is long gone. Good on the validation letter sent CMRRR. Now, send a dispute letter to all of the applicable credit bureaus disputing this account as "not mine." This will put the collection agency on a 30 day time line. |
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