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#1
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counterclaim now or later???[name of state... wyoming 1. went to purchase a new vehicle 2. found a collection on credit report that was from a construction company from last year that did not honor the contract in fact they didn't do any of the work. 3 called the collection company same day. 4. they told me to send a letter of dispute, I enquired to the address, they said that they would send me a letter. 5. Got the letter the next day with invalid information. agency gave me twelve days to pay, no dispute timeline, said to pay in full. and threatened that a "friendly settlement" would be out of the question. 6 Replied same day with dispute letter for debt. 7. 28 days later got a letter saying pay now. 8 Same day, sent another letter of dispute. asking for a copy of signed contract, name, address etc.. 9. four months later got served with papers for a summary judgement. 10. Disputed the summary, got a court date. it's in 14 days.. my question is, do i countersue under the fair debt collection act? I have them on several points including misrepresentation of the amount of the debt. I have researched several points of law, this is filed in curcuit court. do I not have to file in District as far as a counterclaim goes? PS,,,they still have not posted on my credit file that this debt is being disputed . |
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#2
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| are you handling this pro se? |
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