InEeDhElP2008
Junior Member
What is the name of your state? Florida
I've received a summons to appear in court foo an outstanding credit card debt. It's actually a collection agency that is handling the debt for this particalur credit company. I am scared out of my mind. The court date is Monday Jan 7.
A little background...I got into trouble with my credit cards shortly after my daughter was born almost 2 years ago. Being on short term disability and a couple months after returning to work I was laid off from my job where I was making somewhat "ok" money. I'm now in a job where I make $7,000 less a year and am struggling big time. I tried to do the right thing and join a debt settlement program, rather than going the bankruptcy route. So, when I got my summons, I got on the phone with the debt settlement people, faxed them the summons along with the copies of my outstanding bills and they told me I'd hear something within 5-7 days prior to the court case. Nothing like cutting it close, I thought...but ok. Well, here we are Friday at 7 pm, 3 days before I have to appear in court, and no phone call yet, but they assure me someone will call me tonight...they're in CA.
Does anyone have any information they could offer, 1st about the court appearence and second about the debt settlement company, I'm at a loss. Thanks so much! Any info is appeciated!!
I've received a summons to appear in court foo an outstanding credit card debt. It's actually a collection agency that is handling the debt for this particalur credit company. I am scared out of my mind. The court date is Monday Jan 7.
A little background...I got into trouble with my credit cards shortly after my daughter was born almost 2 years ago. Being on short term disability and a couple months after returning to work I was laid off from my job where I was making somewhat "ok" money. I'm now in a job where I make $7,000 less a year and am struggling big time. I tried to do the right thing and join a debt settlement program, rather than going the bankruptcy route. So, when I got my summons, I got on the phone with the debt settlement people, faxed them the summons along with the copies of my outstanding bills and they told me I'd hear something within 5-7 days prior to the court case. Nothing like cutting it close, I thought...but ok. Well, here we are Friday at 7 pm, 3 days before I have to appear in court, and no phone call yet, but they assure me someone will call me tonight...they're in CA.
Does anyone have any information they could offer, 1st about the court appearence and second about the debt settlement company, I'm at a loss. Thanks so much! Any info is appeciated!!