Debt collection from abroad

[wilfred]

What is the name of your state? Florida
I ran up some debts when I lived in the UK. They have a collection agency after me here. Can I insist on only dealing with the creditor in the UK rather than the collection agency here? The FDCPA says that I can be taken to court in my local jurisdiction or where the contract was signed, as it was signed in the UK can I insist on the court hearing there?

Originally Posted by wilfred

What is the name of your state? Florida
I ran up some debts when I lived in the UK. They have a collection agency after me here. Can I insist on only dealing with the creditor in the UK rather than the collection agency here? The FDCPA says that I can be taken to court in my local jurisdiction or where the contract was signed, as it was signed in the UK can I insist on the court hearing there?

Standard answer on expired SOL and/or validation and/or dispute letters. There are thousands of posts similar to yours on this forum so I have prepared a standard answer.

SOL
[url]http://www.bcsalliance.com/y_debt_sol.html[/url]

[url]http://www.fair-debt-collection.com/Disputing_Collections/SoL-dispute-letter.html[/url]


Validation letter samples you can get at :
[url]www.creditinfocenter.com[/url]
and [url]www.creditboards.com[/url]


Disputes: You can write a letter of dispute to the three credit reporting agencies.

Go this website to find instructions and samples for how to dispute: [url]http://www.creditinfocenter.com/creditreports/[/url]

Sometimes errors are easy to remove and sometimes they stick like glue. It is inexpensive to try and not difficult.

I am NOT a creditor-debtor lawyer; stand by for further help.

I am NOT vouching for the accuracy of these websites!