Debt collection (unsecured debt) Statue of Limitations-Wisconsin

[downiep]

What is the name of your state? Wisconsin

I know each state has a Statute of Limitations for suits for collections for unsecured credit card debt. I wonder what it is in the State of Wisconsin??

[racer72]

Google is your friend. Use it.

[url]http://www.google.com/search?hl=en&q=wisconsin+statute+of+limitations[/url]

[Betty]

It's 6 yrs. though you could have done a google search.

[seniorjudge]

Originally Posted by downiep

What is the name of your state? Wisconsin

I know each state has a Statute of Limitations for suits for collections for unsecured credit card debt. I wonder what it is in the State of Wisconsin??

Lots of good info below:

Standard answer on expired SOL (statute of limitation) and/or validation and/or dispute letters. There are thousands of posts similar to yours on this forum so I have prepared a standard answer.

SOL (Statutes of limitation are DEFENSES to lawsuits; they do NOT provide a method to stop someone from suing you. This defense means when they sue you, you answer with the defense that it is barred by the SOL.)

[url]http://www.bcsalliance.com/y_debt_sol.html[/url]

[url]http://www.fair-debt-collection.com/Disputing_Collections/SoL-dispute-letter.html[/url]


Validation letter samples you can get at :
[url]www.creditinfocenter.com[/url]
and [url]www.creditboards.com[/url]

Make sure you ask for VALIDATION (and do not accept verification).


Disputes: You can write a letter of dispute to the three credit reporting agencies.

Go this website to find instructions and samples for how to dispute: [url]http://www.creditinfocenter.com/creditreports/[/url]

Sometimes errors are easy to remove and sometimes they stick like glue. It is inexpensive to try and not difficult.

I am NOT a creditor-debtor lawyer; stand by for further help.

I am NOT vouching for the accuracy of these websites!

Debt settlement:

[url]http://forum.freeadvice.com/showthread.php?t=293829[/url]