Debt collections keep calling

[afrazier57]

What is the name of your state (only U.S. law)? Florida
I have two debt collection agencies constantly calling me. One is for a credit card that I was responsible for in a divorce. I moved out of state and in the confusion of the divorce, the move and a job change, I forgot to give them a change of address. This has caused the card to go into non-payment status. I know I owe on the card, and so does the ex. She's threatening a lawsuit. I can't make the total payoff and they are only willing to break the payments up into very unmanageable chunks. As long as I'm paying SOMETHING, am I alright here?
Secondly, I gave a 30 day notice on a move out of an apatment I was renting. That wasn't good enough, and now six months after I've moved out, I'm finally hearing something about owing $7000 to this apartment. They want to get the money in huge payments as well. Can I simply make SOME sort of payment and be alright legally?

[seniorjudge]

It may be time for you to talk to a bankruptcy lawyer.

[BadLuck08]

If the credit card and the apartment doesn't have your credit messed up filing bankruptcy sure will. You're not bankrupt, you simply have to debts that need to be resolved.

[JETX]

Originally Posted by afrazier57

As long as I'm paying SOMETHING, am I alright here?

No. Your making payments does NOT waive their right to pursue collection... or litigation.

Can I simply make SOME sort of payment and be alright legally?

Same as above.