debt collectors**************...

[jersey32]

What is the name of your state? FL

I owed money to a credit card company from like 4 years ago and they recently sold my case to a debt collector. About four months ago, without my knowledge this debt collector (based out of NJ- where I'm originally from) got a court levy on my and my girlfriends bank account and withdrew all our funds to leave us with $0.00. No contact or anything, my girlfriend just happened to check our bank balance one day and the balance was zero!
My first question is: can they do that if the account is in both of our names?
Also, can they do that without trying to contact me?

After that point, I set up a payment plan with them of sending them $150 a month. I have been between jobs and missed a payment and paid one late can the debt collector access my bank account again without my knowledge?

I would appreciate all the advice I can get! HELP ME!

[Veronica1228]

Originally Posted by jersey32

What is the name of your state? FL

I owed money to a credit card company from like 4 years ago and they recently sold my case to a debt collector. About four months ago, without my knowledge this debt collector (based out of NJ- where I'm originally from) got a court levy on my and my girlfriends bank account and withdrew all our funds to leave us with $0.00. No contact or anything, my girlfriend just happened to check our bank balance one day and the balance was zero!
My first question is: can they do that if the account is in both of our names?
Also, can they do that without trying to contact me?

After that point, I set up a payment plan with them of sending them $150 a month. I have been between jobs and missed a payment and paid one late can the debt collector access my bank account again without my knowledge?

I would appreciate all the advice I can get! HELP ME!

If this CA levied your bank account then they would have had to go to court to obtain a judgment. They would have needed to notify you by mail that they were doing this. Have you moved in the last 4 years? If so, this would explain why you did not know about the court date.

In answer to your other question, yes, they can get the money out of the account if it is joint. Joint means that it is own by both or either parties. They were fully within their rights to do this.