Debt collectors with attorney's

[savannahseyes]

What is the name of your state? Washington State. Can a debt collection agency who has attorneys on staff take you to court for Credit card debt. Doesn't it have to be the actual creditor who takes you to court? And how can I know for sure if they are legit. They served me with what looks like authentic papers, but how do I know if they are for real?

[Debt Guy]

Savannah

Creditors rarely go to court. The hire attorneys to represent them. Some collection law firms file suit on behalf of their original creditor clients.

Look closely at the summons and complaint. On the first page, near the top, just above your name (as defendant) will be the name of the Plaintiff -- that is the party suing you.

It is possible that you are being sued by the original creditor or by a debt buyer who purchased the debt from the original creditor.

If you think the summons and complaint might be bogus, call the courthouse and speak to the court clerk. Ask them to check for any lawsuit pending against Savannah. They will tell you and will tell you the filing date.

If you think the debt buyer may not be the proper party, call the original creditor and ask to whom they sold the debt. They will tell you.

Does this help?