| What, exactly, is a 'consumer credit transaction' ??
Have you been served with a lawsuit ?
Creditors are NOT required to participate in any of these 'debt plans', and many of them absolutely refuse to. Most of these debt management/negotiation/settlement companies are pure scams anyway, they offer NOTHING that you cannot do yourself for far less money. They also offer you NO protection from lawsuits.
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"Knowledge is Power - use it as you see fit !
I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
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