stillfighting
Member
What is the name of your state?AZ
In checking my husbands credit reports, a number of collections show up. In regards to one of them, in particular, Collect America, I want to send a debt validation letter. He has never had any correspondence from them. As I understand it, there is a 30 day period from when the creditor contacts you that you have to request this debt validation.
How or do the rules differ if there has never been any initial contact from them?
In checking my husbands credit reports, a number of collections show up. In regards to one of them, in particular, Collect America, I want to send a debt validation letter. He has never had any correspondence from them. As I understand it, there is a 30 day period from when the creditor contacts you that you have to request this debt validation.
How or do the rules differ if there has never been any initial contact from them?