Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > BANKRUPTCY AND CONSUMER CREDIT > Debt Collections

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 06-07-2007, 09:02 AM
Junior Member
 
Join Date: Jun 2007
Posts: 3

debt validation for old excise tax


What is the name of your state? Massachusetts, but debt is in Connecticut

Hi folks. First time here, have a question on debt validation.

I received notice from a collection agency a few weeks back of their intent to collect on a 6 year old STATE EXCISE TAX debt (for my car). I immediately requested validation of the debt because the debt amount didn't look right.

In response to my validation request, I've received 2 things from the collection agency:

1) a printout of the collection agency's internal itemization of accounts
2) copies of state tax law that explain that automobile owners are responsible for taxes even if they don't receive a bill

I've gone back to them and explained that I don't believe this is proper validation, since they haven't provided any documentation from the original creditor with my name on it that shows the original amount is on file (basically, I think this would just be copy of the original excise tax notice). They've responded by saying that they don't have to and that the burden of proof is on me.

Am I within my rights to request the original tax bill? It's not a large debt (less than $1000) and I hate to make a fuss, but at this point I've been given nothing that proves to me that the debt is legitimate. However, maybe the rules for excise tax are different?

Any guidance would be appreciated.

Last edited by jcappa76; 06-07-2007 at 09:04 AM.
  #2  
Old 06-07-2007, 02:57 PM
Senior Member
 
Join Date: Feb 2007
Posts: 8,280
You're out of luck. FDCPA doesn't apply to your car tax.
  #3  
Old 06-07-2007, 04:03 PM
Junior Member
 
Join Date: Jun 2007
Posts: 3
FlyingRon,

Thanks so much for your response. I had a feeling there might be special circumstances for an old excise tax. FYI, the Attorney General's office of MA, the Attorney General's office of CT and the Federal Trade Commission told me otherwise, (whatever interns they had answering calls did, anyway), but I had a feeling they weren't grasping that it was a tax, not an old credit card bill or other commercial debt. Thanks again.
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 06:21 PM.



IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.

F
reeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.