Forgot to sign Cease and Desist letter

[Evelides]

What is the name of your state? Arizona

I sent a cease and desist letter recently. I just remember that I forgot to sign it. Everything else on it is accurate (account number, name, etc.). Do I need to send another one, signed, or is an unsigned one honored? Thanks!

[klhofbauer]

Originally Posted by Evelides

What is the name of your state? Arizona

I sent a cease and desist letter recently. I just remember that I forgot to sign it. Everything else on it is accurate (account number, name, etc.). Do I need to send another one, signed, or is an unsigned one honored? Thanks!

Absolutely NOT!

Never sign any letters to CA's. Period.

There have been many, many instances where CA's will transpose your signature onto other paperwork - and use it against you.

ONLY sign what you legally need to sign.

PS: I'm in AZ too! Nice weather today down here... overcast, at least not 90 today!!

[racer72]

Originally Posted by klhofbauer

Absolutely NOT!

Never sign any letters to CA's. Period.

There have been many, many instances where CA's will transpose your signature onto other paperwork - and use it against you.

ONLY sign what you legally need to sign.

PS: I'm in AZ too! Nice weather today down here... overcast, at least not 90 today!!

Follow this morons advice and you will be screwed. An unsigned demand letter carries no weight, the CA can ignore it. Your signature is the only proof that the C&D is from you, not a disinterested party. The C&D is a legal document. The nice weather must me frying his brain.

[cmorris]

Actually, I agree that the cease and desist does not need to be signed. If the important information is in the letter (e.g., account number, name, address, phone number, etc), there is no need for a signatute. The Fair Debt Collection Practices Act does not require it and doesn't even mention it.

[klhofbauer]

Originally Posted by racer72

Follow this morons advice and you will be screwed. An unsigned demand letter carries no weight, the CA can ignore it. Your signature is the only proof that the C&D is from you, not a disinterested party. The C&D is a legal document. The nice weather must me frying his brain.

Now, that wasn't nice - name calling?

Why not ask me where I got my information and replied to the OP?

I've lurked on CreditBoards, CreditInfoCenter, AofC - and a couple of other credit repair forums for almost a year now.

Any time anyone asked this same question that the OP asked, when asked a question about signing C&D's, limited C&D's - those experienced in credit repair have stated the SAME thing **exactly** what I said. I think, but am not 100% positive, that I have also seen it said here!

Those folks are adamant about NOT putting signatures on ANYTHING sent to a CA, and they same they same thing as Cmorris: "What right do they have to demand a signature? I've read & reread the FDCPA and don't see anything requiring a signature from alleged debtors in their communications to CAs. They don't sign their communications to alleged debtors, why should we sign anything we send to them?" (and that is just one quote)

I've gotten MY information from them, so therefore, everyone at all of those forums who have been doing & helping with credit repair, must be wrong too?

Please go to those forums and let them know that they are passing along incorrect advice to everyone else.

Thank you.

[zippysgoddess]

klhofbauer is right, you should never sign anything you send to a CA unless it is a final, witnessed agreement!!

With today's technology, sigs have a nasty way of jumping from on document to another.

racer72, I am not sure where you found your information but it is not accurate.