mysidecool
Junior Member
What is the name of your state (only U.S. law)? AZ
Recently I found that there is a collection of about 700 dollars in my credit record with the original collector t-mobile. I activated a t-mobile mobile plan in 2012 and terminated it in 2013. The guy in the t-mobile store told me that there was no termination fees for me because 1st I use my own phone and 2nd I am a college student. I NEVER received any bill information (by mail or email) from t-mobile since then and I was absent from US for 4 months after I terminated my service. Until recently I checked my credit record, there was a collection information from t-mobile. The collection agency told me that it included early termination fee, last bill and late fees or something like those.
I am planing to dispute with the collection agency about this debt as I am not suppose to owe t-mobile any money. Could you guys give any suggestions that what I should do right now? And if the collection agency denies my dispute what will be the next step?
Recently I found that there is a collection of about 700 dollars in my credit record with the original collector t-mobile. I activated a t-mobile mobile plan in 2012 and terminated it in 2013. The guy in the t-mobile store told me that there was no termination fees for me because 1st I use my own phone and 2nd I am a college student. I NEVER received any bill information (by mail or email) from t-mobile since then and I was absent from US for 4 months after I terminated my service. Until recently I checked my credit record, there was a collection information from t-mobile. The collection agency told me that it included early termination fee, last bill and late fees or something like those.
I am planing to dispute with the collection agency about this debt as I am not suppose to owe t-mobile any money. Could you guys give any suggestions that what I should do right now? And if the collection agency denies my dispute what will be the next step?
