| Unfortunately, about the only thing you can do is appeal the garnishment, you might succeed in getting it reduced if it causes you hardship ( and you can prove that).
What you were told about your liability for this and your divorce is wrong. The only parties bound by that divorce decree are you and your ex.. your creditors are NOT bound by the division of debts/assets in divorce and don't care who was 'assigned' to pay things. If your name was on that account, either singly or jointly, then you are liable for that debt - and the creditors sued and won their judgment.
Sorry.. not a whole lot you can do. You could drag the ex back into family court for contempt of the court order (divorce decree) and the court may make him pay you back.
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"Knowledge is Power - use it as you see fit !
I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
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