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  #1  
Old 08-19-2006, 12:26 AM
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garnishment both spouses???


What is the name of your state? WI

A few months ago my husband and I had a car repo'd. The creditor is now garnishing my husband's wages. Now today I got something in the mail from my employer that my wages are going to be garnished too!! Can both of our paychecks be garnished at the same time for the same thing?
  #2  
Old 08-19-2006, 10:07 AM
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Quote:
Originally Posted by stephaniew
Can both of our paychecks be garnished at the same time for the same thing?
Yep. Sounds like a smart judgment creditor!!!
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There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution).

Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport!
  #3  
Old 08-19-2006, 11:00 AM
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Yes, because you live in a community property state !!!! Community property applies to debts as well as assets.. it seems too many residents of CP states don't understand that.
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"Knowledge is Power - use it as you see fit !

I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
  #4  
Old 08-19-2006, 11:08 AM
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Quote:
Originally Posted by Ladynred
Yes, because you live in a community property state !!!! Community property applies to debts as well as assets.. it seems too many residents of CP states don't understand that.
Actually, the community property has NOTHING to do with this.
The OP said "husband and I had a car repo'd". I take that as being that BOTH names were on the note (as would be common).
__________________
There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution).

Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport!
  #5  
Old 08-19-2006, 11:27 AM
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Join Date: Feb 2002
Location: Nashville,TN
Posts: 15,706
Ok.. but CP would still apply even if they weren't both on the loan.
__________________
"Knowledge is Power - use it as you see fit !

I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
  #6  
Old 08-20-2006, 01:07 AM
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Join Date: Aug 2006
Posts: 3
OK, fine. I'm not arguing the fact that they are garnishing wages, but the fact that by state law they cannot garnish more than 25% of wages. If they are already taking the max amount from my husband, how can they legally take more from me? That would be more than 25% of our wages combined even. Please, no rude comments. I'm just hear trying to get some advice. I don't need to be criticized by anyone. If you knew the whole story behind the garnishment, you'd feel the same way I do.
  #7  
Old 08-20-2006, 09:48 AM
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Join Date: Jun 2000
Location: Somnambulist University
Posts: 39,568
Quote:
Originally Posted by stephaniew
If they are already taking the max amount from my husband, how can they legally take more from me?
Because your paycheck is not his. The exemption only applies PER garnishee.... and NOT per family.

Quote:
That would be more than 25% of our wages combined even.
How?? If they take 25% of your wages and they take 25% of his wages.... that is only 25% of your COMBINED wages.
25% of $100 = $25.00
25% of $200 = $50.00
25% of the COMBINED $300 = $75.00

Quote:
If you knew the whole story behind the garnishment, you'd feel the same way I do.
Probably not.... but not relevant!!
__________________
There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution).

Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport!
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