| Harrassing bill collector
What is the name of your state?What is the name of your state? MD
I'm still making car payments on a car that I am no longer in possession of. I don't have the car b/c of an accident that totalled the car (the price to fix the car was more than the worth of the car, so it was deemed totalled), and b/c of my lack of GAAP insurance I was ultimately stuck paying the balance due after the insurance company paid their piece. I make payments once every 2 weeks. I didn't make the scheduled payment on the 1st or the 15th of Nov, which makes me almost 3 weeks late. Not to make excuses, but even though I don't have my car, I've always had a very good payment history, which they have record of. The cell phone # that I had given them had been changed since the last time I updated my records, however they had my work telephone #, and have used it in the past. Rather than calling my job, they did some kind of underhanded investigation, and found the telephone number to my neighbor's house. The dealership called my neighbor (which I don't really associate with), describing who I was, gave information about my family, and sent a message through him telling me to call them about my past due balance. Now my neighbor (who is a police officer) is thinking that I gave his information as a reference during the "car buying" process. I called the dealership, and asked how he got my neighbors info, and he admitted that "he had his ways of finding people that owe him". Are collectors allowed to contact non-referenced people in an effort to collect a debt? With identity theft being a prevailent issue nowadays, I wouldn't want my neighbor to think that I somehow used his name without his permission. Please Help!!!! | 
11-20-2005, 12:39 PM
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